Insurance Cover Massage Chair
If the massage fits into the criteria of a habilitative or habilitation treatment it may be covered by health insurance. By KAY IRELAND Last Updated.
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Get your massage therapy covered by insurance.
Insurance cover massage chair. You get to call your insurance plan your flex account managers or your HSA account to find out if they will cover a massage chair. With the exception of HMOs and Medicare which generally do not pay for massage therapy in many other cases benefits are available for massage through insurance if there is a prescription from a treating physician. If you have already used your deductible and you would like your insurance company to cover the cost of a massage chair the answer is almost always no.
Product Liability Insurance This relates to a specific item being used in providing massage to the user. Where we may feel health insurances should cover massage therapy the reality is the system is far away from the same conclusion. This is a free service to help ensure that you have the best plan which saves you the most money.
Apr 2 2004. They would not even cover a rental of the equipment let. We are happy to give you the information you need to get your Daiwa massage chair covered by your medical insurance.
Medicare wont cover chairs that use a spring device to lift you out. I know that I have needed medical equipment to help me in the past and my insurance would not pay for the needed equipment even WITH a doctors prescription. Needless to say the market of health insurance has become prominently stringent on what to and not to cover.
Massage therapy costs an average of 60 an hour as of 2009 figures. Does insurance cover the cost of a massage chair. I would seriously doubt that they would pay for a massage chair though.
Once the lift chair gets approval medicare covers 80 of the lifting mechanism. Does insurance cover massage chairs. Call to verify your insurance coverage for massage therapy.
There are a variety of insurance covers that could cover the massage chair if its not captured in the medical equipment and Medicare coverage codes provided by most insurers. Aetnas HMO plans follow Medicares coverage rules for these kinds of DME and Medicare does not. As we become more overwhelmed with daily stress and demand more of our bodies than ever before we need massage to keep our muscles and bodies in good working condition.
Aetna HMO plans HMO QPOS Health Network Only Health Network Option and Medicare Advantage do not cover the specialized therapeutic chairs seats and benches listed below regardless of whether or not the HMO member has a durable medical equipment DME benefit. Massage is no longer a luxury its a necessity. On your insurance card and ask them.
These are very common questions and the best thing to do is contact an agent from BGA Insurance Group. Will Insurance Cover A Massage Chair 9 out of 10 based on 119 ratings. Shopping for Correct Insurance Cover for Your Massage Chair.
Find out if Medicare covers treatment costs for tight muscles and sore backs. In total Medicare will pay for about 80 percent of the motorized device and you will pay for the remaining 20 percent as well as the costs for the rest of the chair. Please note WE DO NOT PROVIDE or help you select a lift chair.
Therapeutic massage helps people who are in chronic pain to manage that pain to cope with depression and get relief from other ailments. We get many calls from people interested in learning whether or not their health insurance covers massage therapy. The massage is considered medically necessary andor fits the definition and criteria of coverage given by the insurer.
We do know that many of the plans do cover the massage chair since it is rated as a medical therapy and not a piece of furniture. This means they cover the electrical device that moves the chair but not the chair. However massage is not always about relaxation.
So in case your insurance plan doesnt cover the cost of your new massage chair you can look for other programs to offset the cost of your prized belonging. It is up to your insurance to decide if the chair is covered for your particular case and a doctors note is usually required. When Worlds Best Massage chairs wrote this massage chairs do not have an.
You can also talk with your care provider to see if they can offer insight into how to get a massage chair covered under insurance. Theres no guarantee that every insurance provider will cover massage therapy but these tips can help. Most insurance companies will not cover massage.
Does Blue Cross cover lift chairs. In some cases insurance will cover massage therapy. 01072015 How to Get Your Doctor to Approve Massage for Insurance.
There are some important questions to ask your insurance company. Does your health insurance cover massage therapy. Massage therapy may be covered when.
In such cases massage is considered part of a treatment plan and is liable for insurance coverage. Contact a representative through the customer service number usually on the back of your insurance card. The plain and simple answer is that it depends on the plan.
Some insurance policies dont cover massages. For lift chairs Medicare covers costs associated with the part of the chair considered medically necessary. This can get expensive if you have a condition that requires you to have regular massage therapy.
The fabric cushion and other accessories arent covered even though the device is built into the chair. Hence it is a high chance that youd need to fight your case to get an acceptable insurance policy. I would seriously doubt that they would pay for a massage chair though.
We only help with Medicare insurance plans. We get asked that question a lot and the answer is yes and no. Click link to learn more.
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