Oriental Insurance Cover Pregnancy

The Insurance under this Policy shall not extend to cover death or disablement resulting directly or indirectly caused by contributed to or aggravated or prolonged by child-birth or from pregnancy or in consequence thereof. Oriental Insurance offers several other benefits such as maternity new born baby cover AYUSH second opinion etc.


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Not Available Not Available Automatic cover upto 25 of the Sum Insured.

Oriental insurance cover pregnancy. Maternity coverage is only available in a family floater plan and is applicable only to the insured who has chosen the policy term of 3 years. The company has developed various types of insurance covers to cater to the needs of both the urban and rural population of India. It covers for child delivery expenses newborn baby cover infertility expenses medically necessary termination of pregnancy increase of 200 of sum assured for second child is also provided.

Only Star Health provides maternity cover on a standalone basis. Maximum Entry Age is 65years for all members. No claim discount in premium.

Benefit of continuity extended if already insured with any Mediclaim policy of the Company. Oriental Arogya Sanjeevani Policy does not cover maternity expenses traceable to childbirth but ectopic pregnancy is an exception. The Oriental Insurance Company Limited Happy Family Floater Policy-2015 UIN.

A floater policy covering the proposer and his her family under one Sum Insured under one Policy. Three Plans available SILVER GOLD and DIAMOND. Cover beyond 90 days available for full Sum Insured only on payment of requisite premium.

The Oriental Insurance Company Ltd was a wholly owned subsidiary of the Oriental Government Security Life Assurance Company Ltd and was formed to carry out General Insurance business. The company offers health insurance plans that let you cover up to 7 family members have a lifelong renewal benefit and also cover pre-existing diseases post a waiting period of 4 years. Oriental Super Health Top-up is a customer-friendly policy with low premiums simple to understand features and no hidden charges or conditions.

Ad Contact Our Responsive Insurance Advisors. Ad Contact Our Responsive Insurance Advisors. Which policy will cover pregnancy with short span of period.

Discount in premium for opting Voluntary Co-payment. The Delhi Consumer Commission has ruled that like normal pregnancy which is not covered under mediclaim policies the insurance companies cannot deny reimbursement claims in cases of ectopic. This Oriental Health Insurance plan covers specified diseases only.

Compulsory co-payment of 20 on admissible claim amount. Ix New Born Baby cover as hereinafter defined. Expenses related to lawful medical termination of pregnancy and miscarriage unless due to an accident are also not covered under this policy.

Health Insurance for Maternity When it comes to maternity insurance Oriental Insurance has Happy Family Floater Policy to offer. 7037 A-2527 Asaf Ali Road New Delhi - 110 002 HAPPY FAMILY FLOATER POLICY-2015 WE VALUE YOUR HEALTH YOUR WEALTHBUILD A PRODUCTIVE. Specifically designed for individuals aged 60 years and above the policy covers specific diseases such as Accidental Injury Knee Replacement Cancer Cardiovascular Diseases Chronic Renal Failure and various.

We were there too and want to help. Ad Are you pregnant. Ad Are you pregnant.

Not Available Not Available Automatic cover upto 25 of the Sum Insured upto 90days from the date of birth. Covering maternity expenses as well as newborn baby expenses under its Diamond variant Happy Family Floater Policy is a superior choice for all expecting mothers. With Oriental Insurance you wouldnt have to worry about a thing during any unforeseen circumstances.

So if both the parents are covered under the family floater health then maternity insurance will be automatically provided for a maximum of 2 deliveries during the policy period and your lifespan. Loading for new entrants. Give me the contact details of oriental insurance plan.

Additionally the plan also covers all medical expenses including delivery and labor infertility expenses pregnancy complications C- section delivery hospital and room rent. These include Apollo Munich Max Bupa and Oriental Health Insurance. Max Bupas Heartbeat Gold Policy provides a sum assured of Rs 10 lakh but the maternity cover is only Rs 50000.

We were there too and want to help. Then there is Royal Sundaram Lifeline Elite Health Insurance policy and it is considered as one the best health insurance plans covering pregnancy and childbirth. OICHLIP445V032021 Policy THE ORIENTAL INSURANCE COMPANY LIMITED Regd.

Depending on the plan opted. Oriental Insurance Universal Health Insurance Scheme also provides for Maternity Benefit after a small waiting period of 12 months only. Most maternity covers which come as part-bundled policies provide limited cover of Rs 1 lakh or less.

However they provide for only Rs 2500 for normal deliveries and Rs 5000 for c-section deliveries. This plan offers medical coverage for two deliveries or medically recommended lawful pregnancy termination after completion of a 9-month waiting period. You can also choose from several add-ons that will enhance coverage and you can easily meet your healthcare expenses.

Insured of Rs15lacs may also opt for Sum Insured of Rs1lac. It provides medical cover to the entire family members whether its spouse parents parents-in-law dependent children natural or legally adopted from 91 days to 18 years. Health Insurance for Parents Oriental Insurance brings forth health insurance for parents in the form of HOPE policy or Health of Privileged Elders.

One reliable name in this space is Oriental Insurance.


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